As people age, their balance and agility deteriorate in many cases. When looking for a home where you can age in place, it's more about comfort, convenience, and safety rather than luxury and space. If you're on the hunt for the ideal home to safely enjoy your golden years, follow some of these valuable tips from Artesia Christian Home.
Many seniors downsize when moving to reduce the cost and effort of homeownership. The financial advantages include lower utility bills that come with smaller rooms and a possible windfall from the sale of your home, which can boost your savings and add to your retirement fund. A smaller property also has other advantages, such as lower maintenance and less cleaning.
A low-maintenance home features exterior materials that rarely, if ever, need painting, such as vinyl doors, windows, and sidings. As you get older, bending down and kneeling in the garden begins to take its toll on your knees, so look for gardens with raised beds. Consider a property with a small lawn or even artificial turf if you like the look of grass but don't want the hard work that goes with it.
Regardless of the size of your house, there can be qualities about your property that make it more or less manageable. For instance, a home with a large yard or with fruit trees can become burdensome, even if you substitute some of the grass for artificial turf.
Look for ways to make each room of your house more accessible and easier to maintain.
Steps You Need to Take Before Buying a Home
One of the first things to consider when buying a new home is getting a loan and what type to select. The type of mortgage you qualify for will depend on your credit history, income, and how much you need to borrow.
Conventional mortgages, for instance, are low-cost loans that come in a range of down payment options. In addition, customers enjoy a higher degree of flexibility with conventional loans as they offer adjustable and fixed-rate term options. Furthermore, customers who can afford a 20% down payment can avoid mortgage insurance.
As you help your loved one prepare for their move, understand that many seniors find it challenging to leave items behind when they move, believing they may be useful in the future. For this reason, ample storage space is often essential when searching for a new home. Just make sure that the storage areas are also accessible.
Everyone should be able to enjoy their golden years, no matter where they decide to live. If you choose to age in place, follow some of the tips above to ensure you can do it comfortably and safely. If you decide that moving into a progressive retirement community is best for your current and future needs, consider Artesia Christian Home. They offer options from independent living to memory care.
Written by:
Hal Salazar
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